Your Real Estate Solutions Expert for Selling and Buying, Always Going The Extra Mile!

Do you need help

selling or buying a home?

Home Sellers

Sell your home quick

on your terms!

No Repairs Necessary
No/Low Equity is okay
Help with delinquent payments & taxes, liens & judgements.
No dealing with showings and realtors
Pay no realtor fees or closing costs
Stop foreclosure
Protect your credit
Help for tired landlords
Flexible settlement dates

Home Buyers

Buying your dream home

has never been easier!

Perfect credit not needed
No bank qualifying
Owner financing available
Low down payments
Affordable monthly payments
Quality homes
Desirable neighborhoods
Quick Possession
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Why Scott Plummer

Real Estate Solutions?

16+ years of professional Real Estate experience
Prompt responses
Strong Accounting & Finance background to help understand your financial needs
Customized solutions for every client
Always leaving clients & potential clients in a better position after consulting with me
I am not a Real Estate Agent
Easily accessible
Always going the extra mile to provide superior service & solutions above & beyond my client’s expectations
Timely solutions for sellers that aren’t available by listing on the MLS
Access to homes for buyers that aren’t listed on the MLS

Seller Frequently Asked Questions

I NEED TO SELL MY HOUSE QUICKLY, CAN YOU HELP ME?

IF YOU NEED TO SELL YOUR HOME QUICK, WE CAN DEFINITELY WORK WITH YOU TO PROVIDE A SOLUTION. REGARDLESS OF WHETHER YOU’VE HAD A CHANGE IN YOUR FINANCIAL SITUATION, A JOB TRANSFER, A HEALTH SETBACK, OR JUST DON’T WANT TO SPEND THE TIME IT TAKES TO SELL TRADITIONALLY THROUGH A REALTOR, WE CAN HELP. WE’RE POSITIONED TO MAKE DECISIONS QUICKLY AND PROVIDE SOLUTIONS THAT WORK FOR YOU. IF WE PURCHASE YOUR HOME, WE CAN CLOSE ON YOUR SCHEDULE, WHETHER YOU NEED TO SELL IN 2 WEEKS OR 2 MONTHS.

CAN YOU HELP SELL MY HOUSE EVEN IF WE DON’T HAVE MUCH EQUITY?

CAN I SELL MY HOME WITHOUT HAVING TO DEAL WITH REALTORS, SHOWINGS, AND OPEN HOUSES?

REALTORS CAN BE AN AWESOME WAY TO SELL YOUR HOME! IF WE REVIEW YOUR SITUATION AND THINK LISTING YOUR HOME FOR SALE WITH A REALTOR WOULD BE THE BEST ROUTE, WE’LL TELL YOU. WE CAN EVEN REFER YOU TO A GREAT REALTOR. BUT, WE’RE NOT REALTORS. WE GET IT, NOT EVERYONE WANTS TO DEAL WITH THE SHOWINGS, OPEN HOUSES, AND TIME IT CAN TAKE TO SELL YOUR HOME WHEN YOU LIST IT WITH A REALTOR. EVEN IF YOU GET A QUICK OFFER AT YOUR ASKING PRICE, IT CAN TAKE MONTHS TO GET TO SETTLEMENT. TITLE ISSUES, APPRAISAL ISSUES, HOME INSPECTIONS, AND BUYER FINANCING PROBLEMS FREQUENTLY ADD TIME TO THE PROCESS. NOT EVERYONE THAT NEEDS TO SELL THEIR HOME HAS THAT KIND OF TIME. WE’LL COME UP WITH A SOLUTION FOR YOU TO SELL YOUR HOUSE THAT WILL BE QUICK AND HASSLE-FREE, WITHOUT DOING SHOWINGS AND OPEN HOUSES.

WHAT IF I CAN’T AFFORD TO PAY REALTOR COMMISSIONS AND CLOSING COSTS?

SELLING YOUR HOME CAN HAVE SIGNIFICANT COSTS, AND NOT EVERYONE WANTS TO OR CAN AFFORD TO PAY THEM. IF YOU LIST YOUR HOME WITH A REALTOR, YOU CAN PAY UP TO 6% OF THE PRICE OF YOUR HOME IN COMMISSIONS. CLOSING AND OTHER SELLING COSTS CAN BE ANYWHERE BETWEEN 1.5% TO 3%, OR MORE. THAT’S UP TO 9% OF THE SALES PRICE OF YOUR HOME GOING TO SALES COSTS. ON A 200,000 HOME, THAT COULD BE AS MUCH AS $18,000. IF YOU HAVE LITTLE EQUITY IN YOUR HOME OR JUST NEED THOSE FUNDS FOR SOMETHING ELSE, THOSE COSTS COULD BE A MAJOR HURDLE IN SELLING YOUR HOME. WE’RE NOT REALTORS, SO YOU’LL NEVER HAVE TO PAY US A COMMISSION IF WE MAKE YOU AN OFFER TO PURCHASE YOUR HOME. AND, WE’LL HELP YOU COME UP WITH A SOLUTION TO MINIMIZE OR POSSIBLY ELIMINATE THOSE CLOSING COSTS.

I’M A LITTLE BEHIND ON MY MORTAGE PAYMENTS AND/OR PROPERTY TAXES. WHAT CAN YOU DO FOR ME?

JUST BECAUSE YOU’RE BEHIND ON YOUR MORTGAGE PAYMENTS OR PROPERTY TAXES DOESN’T MEAN YOU CAN’T SELL YOUR HOUSE. WE’LL REVIEW YOUR SITUATION WITH YOU AND SEE WHAT YOUR BEST OPTIONS ARE TO MOVE FORWARD. IF WE CAN COME UP WITH A SOLUTION THAT INCLUDES US PURCHASING YOUR HOME, WE MAY EVEN BE ABLE TO HELP YOU MAKE UP YOUR BACK PAYMENTS.

I’M FACING FORECLOSURE AND I’M NOT SURE WHAT TO DO. WILL YOU HELP ME?

FACING FORECLOSURE CAN BE A SCARY AND DAUNTING TASK AND IT CAN RUIN YOUR CREDIT. YOU SHOULD AVOID GOING THROUGH IT IF AT ALL POSSIBLE. EVEN THOUGH IT MAY NOT SEEM THAT WAY, YOU DO HAVE OTHER OPTIONS. WE’LL HELP YOU TO UNDERSTAND ALL OF YOUR OPTIONS SO YOU CAN MAKE AN INFORMED DECISION ON WHICH ONE IS THE BEST FOR YOU. IF AT ALL POSSIBLE, WE’LL HELP YOU COME UP WITH A SOLUTION THAT ALLOWS YOU TO AVOID FORECLOSURE AND PROTECTS YOUR CREDIT, FINANCES, AND REPUTATION.

WHAT SHOULD I DO IF I CAN’T AFFORD MY MORTAGE PAYMENTS ANY MORE?

DON’T LET CHANGES IN YOUR LIFE CIRCUMSTANCES RUIN YOUR CREDIT AND FINANCIAL FUTURE, TAKE ACTION BEFORE IT IS TOO LATE. THE BEST TIME TO ACT IS BEFORE YOU FALL BEHIND. REGARDLESS OF WHY YOU CAN NO LONGER AFFORD YOUR PAYMENTS, WE CAN HELP TO QUICKLY REVIEW YOUR SITUATION AND COME UP WITH SOLUTIONS THAT WILL WORK FOR YOU. WE MAY EVEN BE ABLE TO HELP YOU FIND A MORE AFFORDABLE HOME THAT MEETS YOUR NEEDS.

DO YOU HELP LANDORDS? I HAVE A RENTAL PROPERTY AND I’M TIRED OF BEING A LANDLORD.

WE ABSOLUTELY HELP LANDLORDS WITH SOLUTIONS TOO! BEING A LANDLORD CAN BE TOUGH, ESPECIALLY IN TODAY’S ENVIRONMENT. IT CAN BE DIFFICULT, IF NOT IMPOSSIBLE, TO COLLECT PAST DUE RENTS FROM TENANTS OR EVICT THEM FOR NOT PAYING. WHETHER YOU’RE LOOKING TO RETIRE FROM BEING A LANDLORD, OR YOU’VE JUST HAD ENOUGH OF DEALING WITH TENANTS AND TOILETS, WE CAN REVIEW YOUR RENTAL PROPERTY AND PROVIDE THE BEST OPTIONS FOR YOU TO SELL IT. DON’T LET YOUR RENTAL PROPERTY CONTINUE TO BE A BURDEN, LET US HELP!

WHAT IS YOUR PROCESS FOR HELPING ME TO SELL MY HOUSE?

OUR PROCESS FOR HELPING YOU TO SELL YOUR HOUSE IS SIMPLE BY DESIGN!

FOLLOW THE PROMPTS ON OUR SITE (OR CLICK THE BUTTON BELOW) TO SCHEDULE A CALL TO DISCUSS YOUR SITUATION WITH US. YOU’LL BE ASKED FOR YOUR CONTACT INFORMATION AND A FEW BRIEF QUESTIONS ABOUT YOUR HOUSE SO WE CAN DO OUR HOMEWORK BEFORE OUR CALL TOGETHER. AFTER WE SPEAK, WE’LL QUICKLY COME UP WITH SOLUTIONS CUSTOMIZED FOR YOUR NEEDS SO YOU CAN MAKE A DECISION AND MOVE ON WITH LIFE.

HOW ARE YOU DIFFERENT FROM ALL OF THE “WE BUY HOUSES” PEOPLE I SEE?

THE “WE BUY HOUSES” COMPANIES ARE GREAT AND HELP A LOT OF PEOPLE IN MANY DIFFERENT SITUATIONS TO SELL THEIR HOMES. HOWEVER, THEY TYPICALLY NEED TO BUY HOMES AT DEEP DISCOUNTS FROM THEIR MARKET VALUE IN ORDER TO MAKE A PROFIT. THIS MAY WORK FOR SOME SELLERS, BUT NOT EVERYONE IS ABLE TO SELL THEIR HOME AT A DEEP DISCOUNT. THE “WE BUY HOUSES” COMPANIES OFTEN AREN’T ABLE TO HELP SELLERS WITH LOW EQUITY, DELINQUENT PAYMENTS, OR OTHER LOOMING FINANCIAL SITUATIONS. WE FILL THIS GAP BY LOOKING AT OUR CLIENT’S OVERALL SITUATION AND COMING UP WITH CUSTOMIZED SOLUTIONS FOR THEM TO SELL THEIR HOME WITHOUT HAVING TO RESORT TO SELLING AT A DEEP DISCOUNT. WE’RE MORE THAN JUST A ONE-TRICK PONY!

Buyer Frequently Asked Questions

CAN I REALLY BUY A HOUSE EVEN IF I DON’T HAVE PERFECT CREDIT?

YES, YOU REALLY CAN BUY A HOUSE EVEN IF YOU DON’T HAVE PERFECT CREDIT! WE WORK WITH YOU IN YOUR CURRENT SITUATION TO HELP YOU BUY A HOUSE YOU CAN AFFORD AND WILL BE PROUD TO CALL HOME. YOUR PAST IS THE PAST. IF YOU’RE WILLING TO WORK ON IMPROVING YOUR SITUATION, WE’RE WILLING TO WORK WITH YOU TO FIND A SOLUTION TO PURCHASING A HOME.

IS IT REALLY POSSIBLE TO BUY A HOUSE WITHOUT A 20% DOWNPAYMENT?

YES, YOU CAN DEFINITELY BUY A HOUSE WITHOUT A 20% DOWN PAYMENT! THE BANKS MIGHT REQUIRE YOU TO HAVE 20% DOWN AND PERFECT CREDIT TO GET A MORTGAGE, BUT WE DON’T. WE OFFER HOMES WITH OWNER FINANCING, EASY QUALIFYING, FLEXIBLE TERMS, AND LOWER DOWN PAYMENT REQUIREMENTS.

WHAT IF I OWN MY OWN BUSINESS AND DON’T SHOW CONSISTENT, VERIFIABLE INCOME BECAUSE I’M MAXIMIZING MY DEDUCTIONS TO PAY LESS TAXES? CAN I STILL BUY A HOUSE?

YES, IT IS DEFINITELY STILL POSSIBLE FOR YOU TO BUY A HOUSE EVEN IF YOU OWN A BUSINESS AND ARE MAXIMIZING YOUR DEDUCTIONS TO PAY LESS TAXES! THE BANKS MIGHT MAKE YOU JUMP THROUGH LOTS OF RED TAPE TO GET A HOME LOAN IF YOU’RE A BUSINESS OWNER, BUT WE’LL WORK WITH YOU TO FIGURE OUT A SOLUTION THAT WORKS FOR YOU. WE HAVE A FINANCIAL AND ACCOUNTING BACKGROUND AND UNDERSTAND THE NEEDS OF BUSINESS OWNERS. HOME OWNERSHIP ALSO HAS TAX BENEFITS AND WE CAN WORK WITH YOU TO FIND THE RIGHT BALANCE.

I TRIED TO BUY A HOUSE, BUT WAS TURNED DOWN FOR A MORTGAGE. CAN YOU STILL HELP ME?

GETTING TURNED DOWN BY A BANK OR MORTGAGE COMPANY FOR A HOME LOAN SHOULDN’T MEAN YOUR GOALS OF OWNING A HOME ARE OVER. ESPECIALLY THESE DAYS, BANKS AND MORTGAGE COMPANIES ARE REALLY PICKY ABOUT WHO THEY WILL LOAN TO AND WILL MAKE YOU JUMP THROUGH LOTS OF HOOPS BEFORE THEY’LL LEND TO YOU. OUR OWNER FINANCING TERMS ON THE HOMES WE OFFER ARE MUCH EASIER TO QUALIFY FOR, OFFERING FLEXIBLE TERMS AND LOWER DOWN PAYMENTS. IF YOU ARE WILLING TO WORK ON IMPROVING THE SITUATION THAT CAUSED YOU TO GET TURNED DOWN, WE’RE WILLING TO WORK WITH YOU TO FIND A SOLUTION FOR PURCHASING YOUR HOME.

WHAT IF I CAN’T FIND ANY HOUSES FOR SALE THAT MEET MY NEEDS THAT I CAN AFFORD?

WITH LOW INVENTORY, HIGH PRICES, AND THE BIDDING WARS GOING ON RIGHT NOW, FINDING AN AFFORDABLE HOME THAT MEETS YOUR NEEDS CAN BE REALLY TOUGH! WE ONLY SELL OUR HOMES TO CLIENTS THAT WE ARE WORKING WITH DIRECTLY. IF WE DON’T HAVE A HOME CURRENTLY IN INVENTORY THAT MEETS YOUR NEEDS, WE CAN GO OUT AND SEARCH FOR THE PERFECT HOME FOR YOU. WE AREN’T REAL ESTATE AGENTS, SO WE AREN’T LIMITED TO JUST LOOKING FOR HOMES LISTED FOR SALE ON THE MLS. WE OFTEN PURCHASE HOMES DIRECTLY FROM SELLERS THAT YOU WON’T SEE LISTED ON THE MLS AND THEN MAKE THEM AVAILABLE TO OUR CLIENTS TO BUY.

MY LEASE IS UP SOON AND I NEED TO MOVE QUICK. ARE THERE OPTIONS FOR ME TO BUY A HOME?

IF YOU NEED TO MOVE QUICK, THERE DEFINITELY MAY STILL BE SOME OPTIONS FOR YOU TO BUY A HOME. WE OFTEN HAVE SOME HOMES IN OUR INVENTORY THAT YOU MAY BE ABLE TO PURCHASE AND OCCUPY QUICKLY IF YOU MEET OUR EASY QUALIFICATION TERMS. IF YOU ARE IN THIS SITUATION, YOU SHOULD DEFINITELY REACH OUT AS SOON AS POSSIBLE SO WE CAN WORK WITH YOU TO FIGURE OUT A SOLUTION. IF WE DON’T HAVE A HOME IN OUR INVENTORY THAT WORKS FOR YOU, WE CAN ALWAYS GO OUT AND SEARCH FOR ONE THAT DOES. THAT MAY TAKE A LITTLE MORE TIME, SO WE’LL WORK WITH YOU AND YOUR CURRENT LANDLORD TO FIGURE OUT A SOLUTION THAT WORKS FOR EVERYONE.

WILL BUYING A HOME HELP IMPROVE MY CREDIT?

BUYING A HOME CAN DEFINITELY HELP IMPROVE YOUR CREDIT! MAKING YOUR MORTGAGE PAYMENTS ON TIME EVERY MONTH IS ONE WAY TO ENSURE YOUR CREDIT SCORE WILL IMPROVE. WHEN YOU PURCHASE ONE OF OUR HOMES WITH OWNER FINANCING, WE REPORT YOUR ON-TIME MONTHLY MORTGAGE PAYMENTS TO THE CREDIT BUREAUS SO THEY KNOW YOU’RE IN GOOD STANDING WITH US. AS PART OF OUR LOAN AGREEMENT, WE ALSO REQUIRE YOU TO WORK WITH A CREDIT IMPROVEMENT SPECIALIST IF THAT IS SOMETHING YOU NEED, SO YOU’LL DEFINITELY BE SEEING POSITIVE GAINS IN YOUR CREDIT SCORE.

WHAT IF I’VE NEVER OWNED A HOME BEFORE?

WE LOVE WORKING WITH FIRST-TIME HOMEBUYERS! EVERYBODY HAS TO START SOMEWHERE. WHETHER YOU NEED A LITTLE HELP WITH YOUR CREDIT, DON’T HAVE A LOT OF DOWN PAYMENT MONEY, OR JUST CAN’T FIND A HOME IN YOUR PRICE RANGE THAT WORKS, WE’LL WORK WITH YOU TO EDUCATE YOU ON THE HOME BUYING PROCESS AND FIND A HOME BUYING SOLUTION THAT WORKS FOR YOU.

HOW DOES OWNER FINANCING WORK?

OWNER FINANCING WORKS JUST LIKE GETTING A LOAN FROM A BANK OR MORTGAGE COMPANY, EXCEPT THAT OUR QUALIFYING TERMS ARE MUCH EASIER AND YOU MAKE THE PAYMENTS DIRECTLY TO US. YOU DON’T NEED PERFECT CREDIT, YOU DON’T NEED A 20% DOWN PAYMENT, AND YOU DON’T NEED TO JUMP THROUGH A MILLION HOOPS AND ROLLS OF RED TAPE. WE’LL WORK WITH YOU TO FIND AN AFFORDABLE HOME THAT MEETS YOUR NEEDS, WHETHER IT IS SOMETHING WE CURRENTLY HAVE IN INVENTORY OR WE GO OUT AND FIND IT FOR YOU. AFTER YOU’VE MET OUR EASY QUALIFYING TERMS AND PURCHASED YOUR HOME, WE’LL WORK WITH YOU TO CORRECT WHATEVER WAS HOLDING YOU BACK FROM GETTING A MORTGAGE PREVIOUSLY. THIS IS SO YOU CAN GET QUALIFIED IN THE FUTURE TO REFINANCE YOUR LOAN WITH US INTO A TRADITIONAL MORTGAGE AT THE BEST RATE AND TERMS AVAILABLE.

HOW WILL I KNOW IF I’M QUALIFIED TO PURCHASE A HOME?

THE BEST WAY TO KNOW IF YOU ARE QUALIFIED TO PURCHASE A HOME WITH US IS TO CLICK THE BUTTON BELOW TO SCHEDULE A CALL TO DISCUSS YOUR SITUATION AND THEN FILL OUT OUR SIMPLE APPLICATION. WE’LL REVIEW EVERYTHING AND MOVE FORWARD FROM THERE. IF FOR SOME REASON YOU AREN’T CURRENTLY QUALIFIED TO PURCHASE A HOME FROM US, WE’LL LEAVE YOU WITH A CLEAR PATH OF WHAT YOU NEED TO DO TO GET QUALIFIED AND CONTINUE TO WORK WITH YOU UNTIL YOU CAN.

WHAT PRICE RANGES ARE YOUR HOUSES IN?

WE OFFER HOMES FOR SALE IN MANY DIFFERENT PRICE AND MONTHLY PAYMENT RANGES. BEST OF ALL, IF WE DON’T HAVE A HOME IN OUR CURRENT INVENTORY THAT IS IN THE PRICE AND MONTHLY PAYMENT RANGE THAT WORKS FOR YOU, WE HAVE A PROGRAM WHERE WE’LL GO OUT AND SEARCH FOR A HOME THAT MEETS YOUR EXACT NEEDS.

WHERE ARE YOUR HOMES LOCATED?

WE OFFER HOMES FOR SALE IN A VARIETY OF DIFFERENT LOCATIONS. ONE THING WE CAN GUARANTEE IS THAT THE QUALITY HOMES WE OFFER FOR SALE ARE ALWAYS IN FAMILY FRIENDLY NEIGHBORHOODS AND DESIRABLE SCHOOL DISTRICTS. YOU WON’T FIND US OFFERING ANY HOUSES IN RUN DOWN WAR ZONES. WE WOULDN’T OFFER A HOME TO OUR CLIENTS IN A LOCATION THAT WE WOULDN’T FEEL COMFORTABLE LIVING OURSELVES. AND, YOU GUESSED IT, IF WE DON’T HAVE A HOME CURRENTLY AVAILABLE WHERE YOU WANT TO LIVE, WE’LL FIND ONE!